PHYSICAL DAMAGE INSURANCE COVERAGE
Physical Damage Insurance
It provides payment for replacement parts, service repairs and
transportation to our local facility if your Cat equipment is
damaged due to rollover, theft, vandalism, collision or fire.
Coverage is also available for damage caused by floods, tornadoes,
earthquakes and other acts of nature. In addition, insurance is
available for equipment that you own.
- The broadest equipment valuation clause in the industry. If
your equipment is a total loss and is financed, Cat Insurance will
pay off the loan, even if the equipment value is less than the
- Rental Reimbursement provides you with up to $2,500 ($5,000
Fleet Program) to pay for rental equipment needed while your
damaged equipment is being repaired.
- We pay the transportation cost for up to 250 miles each way to
get your damaged equipment in the shop.
- The program is genuine Caterpillar. Caterpillar's Insurance's
affiliations with the world's largest insurance carriers provides
you access to some of the most comprehensive coverage in the
business - at competitive rates.